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West Virginia

West Virginia Commercial Collection Agency



AAB is a West Virginia commercial collection agency that specializes in commercial debt collection. AAB collects WV commercial debt and here are some facts to consider when you are selecting a West Virginia collection agency.

AAB covers all of West Virginia or WV and our collection agency handles commercial West Virginia debtors in Charleston, Huntington, Morgantown, Parkersburg and other cities in West Virginia.

West Virginia has complicated legalities regarding lawful interest rates. For example: The Banking Commissioner in West Virginia has powers pertaining to the interest rates associated with certain loans in West Virginia.

Below there are summary points on New Hampshire regulations and Laws that affect a New Hampshire collection agency. These points should be considered when contemplating listing commercial debt for collection with a New Hampshire commercial collection agency.

West Virginia Collection Laws



NOTE: The West Virginia commercial collection guidelines below are summary in nature and subject to change. While we make every effort to insure accuracy, the information below should not be considered legal advice or to be one hundred percent accurate. No warranty is expressed or implied and AAB assumes no liability for its use.

West Virginia Collection Interest Rates



West Virginia Legal Rate: 6 %
West Virginia Corporate Rate: No special rate
Contract Rate: 8%
Judgment: 10%
Usury % Cap: 8% Exceptions exist

A West Virginia commercial collection agency can only charge interest at the rates above.

West Virginia Statute of Limitations



West Virginia Contracts (Oral): 5 Years
Written Contract: 10 Years
Judgment: 10 Years

Bad or NSF Check collection charges in West Virginia


West Virginia requires creditors to notify the debtor in writing. Maximum $25 can be charged per Worthless Check in West Virginia.

West Virginia Collection Agency Laws


West Virginia State Licensing: Required
West Virginia State Fees: $30
Agency Bond: $5,000
Trust Account: Required
Resident Office: Required – Minor exceptions

Information above on commercial collections and the West Virginia Collection Agency Laws is provided to help potential Clients looking for a commercial collection agency in West Virginia. We encourage potential Clients to request a free quote on the commercial solutions offered by our West Virginia Commercial Collection Agency.
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West Virginia Cities

Charleston, WV
Huntington, WV
Morgantown, WV
Parkersburg, WV