We Protect Your Corporate Heartbeat®
 

1-866­-448-3936
America's Commercial Collection Agency
HOME
ABOUT
SERVICES
INDUSTRIES
PAY A BILL
PROSPECTIVE CLIENTS
3 Reasons for Slow Payers
Accounts Receivable Turnover
Aging Accounts Receivable
Collecting Commercial Debt
Collection Consultants
Commercial Collection Company
Commercial Debt Recovery
Contingency Debt Collection
Credit Industry Groups
Debt Recovery
Early Warning Signs
Professional Debt Collection
Small Business Debt Collection
Testimonials
Third Party Debt Collection
Types of Commercial Debtors
US Collection Agencies
Accounts Receivable Training
AR Outsourcing
Bad Debt
Business Collection Agency
Commercial AR
Commercial Debt
Consumer Debt
Credit Collection
Credit Risk Management
Credit Seminars
Debt Collection
International Debt Collection
Nationwide Debt Collection
Online Collection Services
Small Business
Accounts Receivable Consulting
Advertising and Media
B2B Debt Collection
Business Debt
Commercial Credit
Construction
Consumer Debt Collection
Credit Card
Equipment Rental
Foreign Debt
Industrial Supplies
Insurance
Law Firms
Oil and Gas
Trucking-Transportation
10 Day Final Demand
AAB Free Rate Quote
Accounrts Receivable as an Asset
Accounts Receivable Analysis
Agreement Downloader
AR Assignment
Canada Collections
Collection Agency FAQs
Credit Resources
Debt Collection Services
Free Consultation
Glossary
National Debt Collection
Overseas Negotiations
Private Collection Agency
Request a Quote
Risk Mitigation
What is a Collection Agency?
WEST
MID WEST
SOUTH WEST
NORTH EAST
SOUTH EAST
Alaska
California
Colorado
Hawaii
Idaho
Montana
Nevada
Oregon
Utah
Washington
Wyoming
Illinois
Indiana
Iowa
Kansas
Michigan
Minnesota
Missouri
Nebraska
North Dakota
Ohio
South Dakota
Wisconsin
Arizona
New Mexico
Oklahoma
Texas
Connecticut
Delaware
Maine
Maryland
Massachusetts
New Hampshire
New Jersey
New York
Pennsylvania
Rhode Island
Vermont
Alabama
Arkansas
Florida
Georgia
Kentucky
Louisiana
Mississippi
North Carolina
South Carolina
Tennessee
Virginia
West Virginia

Oregon Collection Agency



Account Adjustment Bureau or AAB should be your Oregon collection agency. We are a full service commercial debt collection agency that has been in business for over forty years. With seasoned collectors and reasonable rates on commercial debt collection you can improve cash flow with our Oregon collection agency.

There is a wide range of interest rate options on commercial loans, agreements or corporate accounts in Oregon. Higher interest rates are available when a loan is made for a commercial transaction in Oregon. With the commercial exceptions it is advisable to consult a lawyer when creating a commercial credit agreement or make sure you have a competent Oregon collection agency.

If a commercial agreement does not comply with the statutory provisions governing usury limits in Oregon, usually the interest rate will be lowered downward to an appropriate range and the commercial loan agreement otherwise enforced. However, there are some instances in which a court will strike down a loan with an inappropriate interest rate all together as being illegal and unenforceable. With the grey area of Oregon commercial interest rates it is in your best interest to deal with an experienced Oregon collection agency.

Below you will find summary information on Oregon collection regulations and Laws to consider that affect an Oregon collection agency. These points should be considered when placing commercial debt for collection with an Oregon collection agency.

Oregon Collection Laws



NOTE: The Oregon collection information below is summary in nature and subject to change. While we make every effort to insure accuracy, the information provided should not be considered legal advice or to be one hundred percent accurate. No warranty is expressed or implied and AAB assumes no liability for its use.

Oregon Collection Interest Rates



Oregon Legal Rate: 9% per annum (12% on business or agricultural loans under $50,000)
Corporate Rate: No special rate
Usury % Cap: 9%

An Oregon collection agency can only apply interest rates as stated above.

Oregon Statute of Limitations



Open Contract: 6 Years
Written Contract: 6 Years
Contract for Sale: 4 Years
Judgment: 10 Years (Renewable at 10)

Bad or NSF Check collection charges in Oregon


In Oregon: Service fee $35. 30 Day notice required. $100 or triple the amount for which the check is drawn, whichever is greater. Statutory damages in addition to the amount for which the check was drawn and may not exceed by more than $500 the amount for which the check was drawn

Oregon Collection Agency Laws


Oregon State Licensing: Yes
Exceptions: A collection agency located outside of Oregon whose activities within Oregon are limited to collecting debts incurred outside of Oregon from debtors located in Oregon.
Bond: $10,000 or Irrevocable Letter of Credit
Trust Account: Required

The Information above on commercial debt collections and Oregon collection agency Laws has been provided for potential Clients researching for an Oregon collection agency. We encourage interested Clients to request a free consultation on our commercial services when considering AAB as your Oregon collection agency.
Free Rate Quote
Account Adjustment Bureau, Inc. BBB Business Review
Member of International Association of Commercial Collectors
ACA InternationalInsured for your Protection
Serving you since 1973
Oregon Cities

Albany, OR
Aloha, OR
Beaverton, OR
Bend, OR
Corvallis, OR
Eugene, OR
Grants Pass, OR
Gresham, OR
Hillsboro, OR
Keizer, OR
Lake Oswego, OR
McMinnville, OR
Medford, OR
Milwaukie, OR
Oregon City, OR
Portland, OR
Salem, OR
Springfield, OR
Tigard, OR
Tualatin, OR