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Montana Commercial Collection Agency



AAB is a Montana commercial collection agency that specializes in commercial debt collections. AAB collects NE debt and here are some considerations when you are selecting a collection agency in Montana.

AAB covers all of Montana or MT and our collection agency handles commercial Montana debtors in Billings, Bozeman, Great Falls, Helena, Missoula, and other cities in Montana.

In the case of usurious interest rates in Montana the courts will usually strike down the entire agreement. There are severe penalties for loan sharking in Montana.

Below there are summary points on Montana regulations and Laws that affect a Montana collection agency. These points should be considered when contemplating listing commercial debt for collection with a Montana commercial collection agency.

Montana Collection Laws



NOTE: The Montana commercial collection guidelines below are summary in nature and subject to change. While we make every effort to insure accuracy, the information below should not be considered legal advice or to be one hundred percent accurate. No warranty is expressed or implied and AAB assumes no liability for its use.

Montana Collection Interest Rates



Montana Legal Rate: 10% (some exceptions)
Contract Rate: 15% or 6% above prime rate
Judgment: 10%
Usury % Cap: 10% (see contract exception above)

A Montana commercial collection agency can only charge interest at the rates above.

Montana Statute of Limitations



Montana Oral Contracts: 5 Years
Written Contracts: 8 Years
Domestic Judgment: 10 Years

Bad or NSF Check collection charges in Montana


Montana only allows a Creditor to add a service charge not greater than $30. Damages are a minimum of $100 or 3 times the face value to a maximum of $500.

Montana Collection Agency Laws


Montana State Licensing: No
Agency Bond: Not Required
Trust Account: No

Information above on commercial collections and the Montana Collection Agency Laws is provided to help potential Clients looking for a commercial collection agency in Montana. Request a free quote on the commercial solutions we offer or request a free consultation with our Montana Commercial Collection Agency.

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Montana Cities

Billings, MT
Bozeman, MT
Great Falls, MT
Helena, MT
Missoula, MT